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Individual insurance overview Preparing for life events Adding a new driver Buying a first motorcycle Moving out and moving up Ready for retirement Updating your home Buying a boat Buying a home Buying or selling a car Getting married Starting a family Products Home Motorcycle Recreational vehicles Auto Umbrella Cyber Watercraft Condominium Home business Renters Valuable items Bundled savings Hanover Platinum Hanover Prestige Get a quote Get a quote from a local agent Customer resources Manage my policy Roadside assistance Hanover Mobile Choose paperless Manage my account Partners in protection Water damage prevention Business insurance overview Industries Construction Cultural institutions Educational institutions Financial institutions Healthcare Human services Life sciences Manufacturers Professional services Real estate Retail Technology Wholesalers Products Auto Business owner's policy Cyber General liability International Management liability Marine Professional liability Property Surety Umbrella Workers' compensation Get a quote Get a quote from a local agent Business customer resources Manage Policy Report a claim Pay a Bill The Hanover Risk Solutions COVID-19 information center Customer onboarding Education and training Preparation and prevention Claims overview Hanover claims About Hanover claims Claims resources and FAQs Reviews and testimonials What to expect with your claim Claims services Report a claim Roadside assistance Resources overview Tips for individuals and businesses Prepare now. 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Weather resource center What to expect with your claim Risk management for businesses Sickness prevention center The Hanover Risk Solutions Education and training Company overview About our company Reviews and testimonials Our companies Our history Our leadership Board of directors Our governance Our values Our locations Our corporate commitment Sustainability Inclusion, diversity and equity Recognitions and awards Global reporting initiative index Community impact Connect Contact us News News releases In the media Media contacts I’m shopping for insurance for myself or my family Find out what coverage I need Explore insurance products Save with bundled coverages Contact an agent for a quote Learn about The Hanover I’m shopping for insurance for my business Find out what coverage my business needs Explore insurance products Contact an agent for a quote Learn about The Hanover I’m a Hanover customer Pay my bill File a claim Manage my policy Talk to an agent Get roadside assistance Sign up for paperless Set up Hanover mobile Print ID card Get tips on preparedness I’m an agent Login to TAP Agent Solutions I’m a job-seeker Look for a job Discover employee benefits Learn about The Hanover Connect Contact us Find an agent See our locations Home Home Investors Back Investor relations Home Stock information Stock quotechart Historical stock quote Investment calculator Dividend history Analyst coverage Financials Quarterly results Annual reports SEC filings Institutional ownership Ratings Statutory results Safe harbor statement Eventspresentations Recent Presentations Investor Day 2021 News Governance Governance documents Executive management Board of directors ESG IR Resources Contacts FAQs Information request form Request investor kit Emails alerts Individuals Individual insurance overview Preparing for life events Adding a new driver Moving out and moving up Ready for retirement Updating your home Buying a boat Buying a home Buying or selling a car Getting married Starting a family Products Home Recreational vehicles Auto Umbrella Watercraft Condominium Home business Renters Valuable items Bundled savings Hanover Platinum Hanover Prestige Get a quote Get a quote from a local agent Customer resources Manage my policy Roadside assistance Hanover Mobile Choose paperless Preparation and prevention resources Partners in protection Businesses Business insurance overview Industries Construction Cultural institutions Educational institutions Financial institutions Healthcare Human services Life sciences Manufacturers Professional services Real estate Retail Technology Wholesalers Products Auto Business owner's policy Cyber General liability International Management liability Marine Professional liability Property Surety Umbrella Workers' compensation Get a quote Get a quote from a local agent Business customer resources My Hanover Policy login Report a claim The Hanover Risk Solutions Preparation and prevention resources Claims Claims overview Hanover claims The Hanover claims commitment Claims made clear Reviews and testimonials Report a claim Resources Resources overview Tips for individuals and businesses COVID-19 information center Prepare now. Learn how. Claims made clear Risk management for businesses The Hanover Risk Solutions Risk Solutions partner programs Education and training Why The Hanover Company overview About our company Reviews and testimonials Our companies Our history Our leadership Board of directors Our governance Our values Our locations Our corporate commitment ESG overview Inclusion and diversity Recognitions and awards Global reporting initiative index Charitable foundation Connect Contact us News News releases In the media Media contacts Customer support Agents Investors Careers Login I'm looking to... I’m shopping for insurance for myself or my family Find out what coverage I need Explore insurance products Save with bundled coverages Contact an agent for a quote Learn about The Hanover I’m shopping for insurance for my business Find out what coverage my business needs Explore insurance products Contact an agent for a quote Learn about The Hanover I’m a Hanover customer Pay my bill File a claim Manage my policy Talk to an agent Get roadside assistance Sign up for paperless Set up Hanover mobile Print ID card Get tips on preparedness I’m an agent Login to TAP Agent Solutions I’m a job-seeker Look for a job Discover employee benefits Learn about The Hanover Connect Contact us Find an agent See our locations Corporate overview The Hanover is a leading property and casualty carrier, offering broad and innovative insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items, through a select group of many of the best independent agents and brokers in the country. Read more Full Year 2023 Full Year 2022 FY 2022$ 5.8 Billion Net Premiums Written FY 2022 $ 5.53 Operating Income per ShareFY 202291.3 %Ex Cat Combined Ratio FY 2022$332.1 MillionNet Investment Income (pre-tax) 'A'Financial Strength Rating from A.M. BestSP ‘A2’ rating from Moody's Operating Income of $ 8.73 per share* Net premiums written of $ 5.0 BOperating ROE of 13.1 %**Some of these metrics are non-GAAP financial measures. A reconciliation of these and other non-GAAP measures to the closest GAAP measure can be found in the company’s fourth quarter and full year 2022 earnings release on Form 8-K, dated February 1, 2023.*Some of these metrics are non-GAAP financial measures. A reconciliation of these and other non-GAAP measures to the closest GAAP measure can be found in the company’s fourth quarter and full year 2023 earnings release on Form 8-K, dated January 31, 2024. Latest quarterly reports...